1. *Research/Due Diligence/Personal Coaching fee : $100 hourly w/2-hour minimum

2. *Financial Consulting fee. 90 day structured tri-plan: Individual, $750. Couples, $1250.
              (1/3 down after first consultation, 2nd 1/3 in 30 days, Final 1/3 in 60 days)

3. *Business Funding/Private Negotiating/Property Mgmt fee: $2500 retainer/$2500 monthly.

4. *Real Estate Options negotiating fee: $500 daily + expenses

5. *Private Loans Broker fee: 3 points i.e. 3% (No advance fees, paid @ closing) Loans less than 50 K, $1500 flat fee.

Financial Consulting—This is your first, best option if you're having difficulty qualifying for a loan or home mortgage. Up Front's Greg Haage, is an expert and will do a thorough financial inventory. Because we do not agree with, endorse or appreciate credit card companies that charge unreasonable rates, we will not negotiate "payment plans" but rather lump settlements with no negative reporting to credit bureaus as part of settlement. "Payment plans have a high failure rate which will complicate matters decisively.

Credit cards are the chief source of debt that becomes a life-long weight around people's neck. As an example, if you have $10,000 in credit card debt with an average rate of 20%, your average payment is roughly $265 monthly. Over 5 years, you've paid nearly $5900 in interest alone on the $10,000 you borrowed. Gettting out of that hole will require diligence and credit repair can greatly help your situation. Carrying high balances in relation to your credit line is one of the largest issues that cause scores to stay low. (Best is 25% or less of overall limit)

Credit score of 740 score is very good. 680 to 740 is good, 680 to 640 is average but will get you qualified for home (provided income and DTI--debt to income--comply) and anything below 640 will create loan qualifying a challenge. By knowing all the dynamics and laws governing credit card companies plus the Fair Credit Reporting act, we provide an invaluable consulting service, saving our clients thousands of dollars, long-term.

Solutions to permanent, debt management are:

A.) Know your complete and thorough financial situation.  
B.) Make the permanent decision to change the pattern that got you into debt.  
C.) Be disciplined in spending habits within alloted realistic monthly budget.
D.) If feeling helpless, contact Up Front to negotiate w/your credit cards and/or mortgage.  
E.) Possibly consider Chapter 7 to gain a fresh start.

Budget counseling + credit Card negotiations—Like most business consultants and life coaches, we focus on the immediate problem, resolving that problem and then establishing the “end of the tunnel,” scenario, which is financial freedom. We coach our clients about the pitfalls of credit card debt, over-leveraging home equity lines, addresses high-risk ventures in business vs. "calculated risks," and never to sign personal guarantees on commercial leases.

Business Funding and Private Loan Negotiations—As all Entrepreneurs know, America flouishes because of the collective efforts of small, mid-size and large businesses in a free market. Up Front has been successful in facilitating these types of fundings. Up Front's fee only applies if we secure the funding, which is paid at closing. 

Web site Development and Marketing—All web sites include JPG's, text, Slide shows, videos and can be E-commerce equipped.

.Bronze package (1 to 5 pages)$ 500. w/$100 per hour updates
.Silver package (1 to 5 pages)  $1000. w/$50 per hour updates 
.Gold Package (5 to 10 pages)  $2500. w/$50 per hour updates 
.Platinum Package (Unlimited) $5000. w/$50 per hour updates